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POS TERMINALS

Offer your customers alternative payment channels!
UNIBank AD offers the possibility of setting up POS terminals for contactless payment in your sales facilities, which allow payment using all domestic and international debit and credit cards of the Mastercard® and Visa® brand, as well as DinersClub cards.
An opportunity to offer new possibilities and benefits to your customers:
  • Convenient payment, no need to carry cash around;
  • Quick and easy way to pay;
  • Safety and security;
  • Payment in installments.
Work easily, comfortably and safely:
  • You create additional comfort for your customers;
  • You create conditions for secure and guaranteed payments;
  • Minimizing of the possibility for errors as a result of counting cash and returning change;
  • Reduction of costs for the payment of daily turnover in a branch office;
  • Possibility to cancel a payment with immediate effect;
  • Increased sales volume;
  • Satisfied customers;
  • Fast and secure service.
Modern POS terminals:
  • Application and installation free of charge;
  • Highly qualified staff for continuous training and site visits;
  • 24/7 technical support free of charge;
  • Provision of advertising material free of charge.
Special financial conditions:
  • Opening a payment account with UNIBank free of charge;
  • Lower payment account maintenance fees, including electronic and mobile banking services;
  • Issuance of a business debit card linked to the payment account for POS terminals free of charge;
  • The transfer of funds on the basis of POS transactions, less the agreed commission, takes place within 24 hours from the day of realization of the transaction, that is, on the first working day after the day of realization of the transactions;
  • Reports on completed POS transactions according to the needs of the clients.
Required documents for the installation of a POS terminal:
  • POS terminal application form;
  • Merchant Questionnaire;
  • Excerpt from the Central Register not older than 3 (three) months;
  • Specimen Signature Form;
  • Trial balance;
    • for clients applying in the period from 15.03. to 31.08. of the current year – trial balance for the previous accounting period as at 31.12. of the previous year;
    • for clients applying in the period from 01.09. of the current year to 14.03. of the following year – trial balance as at 30.06. of the current year.

GENERAL TERMS OF UNIVERSAL INVESTMENT BANK
FOR USING POS TERMINALS WHEN PAYING BY CARD

PAYMENT IN UP TO 48 INSTALLMENTS WITHOUT INTEREST WITH CREDIT CARDS ISSUED BY UNIBANK AD
UNIBank AD offers its clients who use POS terminals the opportunity for payment in INSTALLMENTS WITHOUT INTEREST with the credit cards issued by the Bank.
With the Mastercard and Visa credit cards of UNIBank AD, it is possible to pay in a fixed number of installments (2, 3, 6, 12 and up to 48 installments), without interest, at the points of sale the Bank has concluded an agreement with.
Advantages of the service:
  • The merchant receives the funds from the sale made with payment in installments immediately and without delay;
  • The credit card holder shall pay an amount without additional expenses. The total amount of the executed transaction will become due and payable in installments without being subject to interest calculated on the remaining installments that are not due for payment.
The points of sale that offer the possibility for payment in installments without interest are available at the following link.
Apply online
E-mail address: POS-helpdesk@unibank.com.mk
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