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Податоци и извештаи со состојба 31.12.2025
Data and Reports 2026
Individuals
Accounts
Packages
Payment account
Payment account with basic functions
Payment account with basic functions for users of rights
Documents related to the new law on payment services
Information about the Law for Pagesave Services and the Pagesave System
Overdraft
Digital services
E-Banking
MY Unibank mobile application
General conditions for using services in electronic services
Online application
Deposits
Deposit Fix
Smart Deposit Account
Children's savings
General terms and conditions for payment account and payment services
Loans
ONLINE Consumer Loan
Consumer Loan
Housing Loan
Housing loan - "New home - new beginning"
Mortgage Loan
UniPLus Loan
Calculator
General conditions for consumer credit, revolving credit used with credit cards and permitted overdraft
Cards
Debit cards
Credit cards
Other services and benefits
User support
Contact
Frequently asked questions
Card security
Legal entities
Аccounts
Packets
Payment account of residents
Non-resident Transaction Account
Overdraft
Deposits
Deposit package - Golden 5ka
Applicable interest rates
Product on view
Credits
Framework loans
Investment loans
Working capital credits
Allowed overdraft
Credit lines
Business credit cards
Super fast business loan with a fixed interest rate
Mortgage Business Credit
Calculator
Credit line from the FRENCH DEVELOPMENT AGENCY
Credit risk
Cards
Business Debit Cards
Credit cards
Other services and benefits
Customer support
Guarantees and letters of credit
Bank guarantees
Letters of credit
Inkaso (Loro)
Apply
Digital services
E-banking
Mobile banking
Online application
General conditions for using services in electronic services
Alternative billing channels for a PL-POS network
Physical POS terminals
Virtual POS terminals
Investment gold and silver
Investment gold
Investment silver
News and media
News and announcements
Promotions
Vlog
UNIMagazine
Social responsibility
About Us
Financial report
Investor Relations
Shareholders assembly
34. Shareholders' Meeting 19.05.2026
33. Shareholders' Meeting 29.04.2025
32. Meeting of the Shareholders' Meeting 30.04.2024
31. Shareholders' Meeting 04.05.2023
30. Meeting of the Shareholders' Meeting 31.05.2022
29. Shareholders' Meeting 26.05.2021
28. Shareholders' Meeting 12.06.2020
27. Shareholders' Meeting 17.06.2019
Extraordinary Meeting of Shareholders 09.03.2026
Extraordinary Meeting of Shareholders 31.07.2025
Extraordinary Meeting of Shareholders 04.07.2025
Extraordinary Meeting of Shareholders 16.01.2024
Extraordinary Meeting of Shareholders 15.09.2023
Extraordinary Meeting of Shareholders 17.10.2022
Extraordinary Meeting of Shareholders 30.12.2019
Extraordinary Meeting of Shareholders 11.01.2019
Contact with investors
Corporate governance
Risk Management
Bank Details
Organization
Data and reports
Data and Reports 2025
Quarter 1 - 2025
Quarter 2 - 2025
Quarter 3 - 2025
Податоци и извештаи со состојба 31.12.2025
Data and Reports 2026
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Дебитни картички
debit
Business debit card
Everything you need to know about your business debit card for legal entities of UNIBank:
Contactless card;
An internationally accepted card;
24/7 depositing cash to the account through the UNIBank’s ATMs;
SMS notification about each transaction made using the card;
Highest security standards for online payments -
3D Secure protection;
Availability of the necessary currency anywhere in the world, 24/7 availability of the necessary funds;
24/7 customer support anywhere in the world.
Apply
Learn More
 
Кредитни картички
credit
Business credit card
Settlement of daily business expenses, expenses for business trips in the country and abroad or cash withdrawal;
Possibility of issuing cards to several employees;
Revolving credit using the Mastercard credit card;
Interest-free period up to 40 days;
Interest rate - 1,55% on a monthly level, variable;
Possibility for cashless payment in the country and abroad;
Possibility to use the business lounges at the airports in Skopje, Vienna, Belgrade, Istanbul and Sofia free of charge.
Apply
Learn more
 
Contact
+389 2 3111 111
+389 2 3224 162
info@unibank.com.mk
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